Associates

Our financial representatives are the face of our organization. They not only represent Northwestern Mutual, but they also represent the best interests of their clients. We are proud of their accomplishments, share in their enthusiasm and drive, and help motivate them to achieve the highest level of excellence.

 
Andrew Altieri

Andrew Altieri

Financial Representative

Originally from Voorheesville, NY, Andrew attended Mount Saint Mary College in Newburgh, NY where he also played soccer for four years. He graduated with a degree in Business Administration and Marketing in the spring of 2013. Andrew started as an intern with Northwestern Mutual, by the following fall, Andrew started full-time and began  pursuing his career with Northwestern Mutual and helping create financial security for his clients. Andrew makes every effort to build life-long relationships as well as friendships with his clients by offering trusted recommendations and world class client service.  Andrew continues to play and coach soccer for local teams in the area and stays involved in his community.

 
Christopher Joseph Bonitatibus

Christopher Joseph Bonitatibus

Financial Representative

 

Originally from Scotia, NY, Chris is a 2001 Siena College Alum as well as a four year football letterman. He graduated with a B.S. in Business Marketing and Management. In 2001, Chris began a successful banking & finance career as a Branch Operations Officer where his role included business development, customer relationship management as well as a loan officer. In addition, Chris also served as Vice President of the Bank’s insurance company. In the spring of 2009, Chris joined Northwestern Mutual so that he can fulfill his mission to offer financial security to individuals & small businesses throughout the capital region. He currently resides in the Town of North Greenbush with his wonderful wife Alyssa and two beautiful daughters; Kya and Rayna. Chris strives to build life-long relationships & friendships with his clients by offering trusted recommendations and world class client service.

 
Scott M Garbien

Scott M Garbien, CFP®, CLU®, ChFC®

Wealth Management Advisor

Originally from Southern Connecticut, Scott moved to the Albany area in 1997 and joined Northwestern Mutual in 2001. He attended Central Connecticut State University and graduated in 1996 with a Bachelor of Science degree in business administration, with a concentration in finance. 

Scott works to deliver financial security to individuals, families and businesses. Scott is also the network office’s Disability Income Specialist. He is a member of The Society of Financial Services Professionals, The Capital District Chapter of National Association of Insurance and Financial Advisors (NAIFA) Scott is also a Qualifying Member of The Million Dollar Round Table (MDRT) for years 2006 - 2008, 2010 - 2011. Scott lives in Latham, New York, with his wife Christine, son Steven, and pugs, Mani and Ollie. He enjoys softball, playing cards, and reading in his spare time.

 
Ridgely W Harrison

Ridgely W Harrison

Financial Representative

Originally from Northwestern New Jersey, Ridgely has mostly lived in the Capital Region since graduating from Union College in 2003 where he majored in Economics and had a successful 4 year swimming career.    After graduating, he coached swimming at the College before moving to Boston for a year.  Upon returning to New York he worked for the Union College Annual Fund and The College of Saint Rose Development Office fundraising to build the Huether School of Business.  Ridgely joined Northwestern Mutual in 2012 because he wanted to help individuals and families create a pathway to achieving financial security.  He currently lives in Clifton Park with his wife, Rachel, daughter, Hayden, and their rescue dog Porter.  Away from work, Ridgely enjoys biking, golf, and spending time in the Adirondacks.

 
Elizabeth G Houser

Elizabeth G Houser

Financial Representative

Originally from the Capital District, Elizabeth joined Northwestern Mutual in 2011. She is a 1992 graduate of the University of Notre Dame, holding a Bachelors degree in Psychology. Elizabeth joined Northwestern after a successful 15-year career owning and growing a business, where she developed a passion for making a difference by impacting people positively. She chose to make a career shift, bringing her business background and commitment to customer service to her role as a Financial Representative. She now adds a new level of value through her ability to help create financial security for all individuals, families and businesses. Elizabeth currently resides in North Greenbush with her husband Jim and three wonderful children, Justin, Kyle and Lauren.

 
Ryan M Hungershafer

Ryan M Hungershafer, CFP®, CLU®, ChFC®, CLTC

Financial Advisor

Ryan is originally from the Capital District and joined Northwestern Mutual in 2001. Ryan is a Siena College class of 2002 graduate and holds a Bachelor of Science degree in Finance. He is a member of the Capital District NAIFA and a qualifying member of the Million Dollar round table (2006-2013). He is involved in the local Junior Achievement. Ryan lives in Niskayuna with his wife Marisa and dog Oliver. He enjoys golf, football and baseball. 

 
Noel J Kaminski

Noel J Kaminski, MBA

Financial Representative

Originally from Little Falls, NY, Noel moved to the Albany area in 2011 and joined Northwestern Mutual. He attended Johnson & Wales University and graduated in 2005 with a MBA degree in Finance, with a concentration in International Business.  While at Johnson & Wales Noel was a Founding Father of  SHRM, VP and Secretary of  PBL and the first student to receive his masters degree in one year.  Noel’s mission is to provide everyone he meets and the people they care most about, the opportunity to achieve financial security.  Noel believes in the power of the Albany firm and brings its’ collective years of experience and success to all of the people he meets.

 
Scott Meyer

Scott Meyer

Financial Representative

Originally from Clifton Park, Scott is a 2001 graduate of SUNY Oneonta with Bachelor of Science Degree in Business Economics. Scott was a four year Varsity Baseball Player for Oneonta and was signed by the Cincinnati Reds where he played minor league baseball for two years. He started his career at Northwestern Mutual in 2002 and is a member of NAIFA. Scott resides in Clifton Park with his wife, Lynne and his two children, Nicholas and Alexa. In his free time Scott enjoys baseball, golf and football.

 
Peter A Mortka

Peter A Mortka, CFP®, ChFC®, CLU®

Wealth Management Advisor

Peter Mortka is a vital part of Northwestern Mutual- Albany. His contributions over the past 20 years have helped the office to grow exponentially both in production and the number of financial representatives. He is an invaluable mentor to our newer financial representatives. Peter is a Qualifying and Life member of the Million Dollar Round Table (2007-2010) and Qualifying Member (1998-2003, 2005-2006). He has also earned the National Quality Award (1992, 1994-2010) and the National Sales Achievement Award (1996-2001). Peter currently resides in Clifton Park, New York, with his wife, Denise, and four children: Caitlyn, Brandon, Ryan and Jensen. He is a member of St. Edward´s Parish and is a member of the Board of Associates Trustees at Siena College.

 
Christopher Nuss

Christopher Nuss, MBA, CLU®, ChFC®, CLTC

Wealth Management Advisor

Christopher's areas of expertise include employee and executive benefits, life and disability income insurance, estate analysis, retirement solutions, personal needs analysis and investments. In 1989, Chris's career began with GE Corporate Benefits, serving as an advocate to help others in the areas of insurance, retirement plans and other employee benefits. His role included pension and 401(k), health and accident insurance, resolution of benefit appeals, employee seminars, and development of plan policy. In 2000 he joined The Ayco Company, LLP as a Senior Financial Planner providing high net worth individuals and their families assistance in the areas of tax & estate planning, risk management and investments. In July 2002, he joined Northwestern Mutual.

 
Daniel O Connor

Daniel O Connor

Financial Representative

Dan is originally from Albany, New York and joined Northwestern Mutual as an intern in the summer of 2009. He graduated from Christian Brothers Academy High School in 2006 and Siena College in 2010 with a B.S. in finance. Upon graduation, Dan converted to a full time financial representative where he is undertaking a mission to provide financial security and trusted financial recommendations to his clients. In his free time Dan enjoys traveling, golf and basketball. He currently resides in Albany, NY.

 
Matthew Panneton

Matthew Panneton

Financial Representative

 

Matt grew up in Niskayuna, NY and graduated from Niskayuna High School in 2004. He then attended Villanova University where he spent 4 years playing Division I lacrosse for the Villanova Men’s Lacrosse team. He spent his senior season in 2008 as Captain and was awarded the team’s Jim Jones Award. He graduated with a Major in Communications. In his free time, Matt enjoys playing lacrosse, golfing competitively in the Albany area, and coaching lacrosse for the Niskayuna youth and high school programs. Matt currently resides in Niskayuna, NY.

 

 
Alex Pinn

Alex Pinn

Financial Representative

Originally from Schenectady, Alex graduated from SUNY New Paltz in 2013 where he received his Bachelor’s in Marketing. While in school, Alex was played Ultimate Frisbee and spent a semester studying abroad in Tokyo. Prior to joining the Northwestern Mutual team, Alex worked as part of the Strategic Business Development Team for Empire State Development. Alex pursued a career at Northwestern Mutual with hopes of achieving the unique lifestyle of a Northwestern Mutual employee and providing exceptional service to his clients.  Still residing in Schenectady, Alex enjoys spending time with his friends and family and traveling.

 
Daniel Reisner

Daniel Reisner, CFP®

Financial Advisor

 Originally from the Capital District, Dan joined Northwestern Mutual in 2006. He is a Siena College graduate and holds a Bachelor of Science degree in Marketing Management. He is a member of the Capital District NAIFA and also works as a Field Director at the Albany office where he helps young financial representatives establish their careers. In his free time Dan enjoys playing golf, softball, working out, and spending time with his family. Dan currently resides in Albany, NY.

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Edward W Rosiak

Edward W Rosiak, MBA

Financial Representative

Originally from Clifton Park, NY, Ed was the captain for his Shenendehowa Football and Wrestling teams. Ed continued to play football in college, where he attended the University of Albany, and graduated in 2011 with a Bachelors degree in Psychology. Ed then continued his education at Ashford University where he received his MBA with a specialization in Business Economics. After working as a supervisor in the pre-load area of UPS, Ed pursued his career with Northwestern Mutual, so he could dedicate his time to helping provide businesses, individuals and their families with the opportunity to achieve financial security. Ed believes every potential client is unique; therefore he is committed to generating a customized plan that is comprehensively tailored to their specific requirements.  Ed currently resides in Watervliet with his significant other, Kataryna, and their daughter, Victoria. Ed enjoys participating in a variety of sports, boating/camping on Lake George and spending time with his family.

 
Braelin Thornton Zarzycki

Braelin Thornton Zarzycki, MBA

Financial Representative

Originally from the Upper Valley in New Hampshire, Braelin joined Northwestern Mutual in 2012. In 2006 she graduated from Alfred University, holding a Bachelors degree in Accounting and then went on Union Graduate College where she obtained her Masters in Business Administration. Braelin joined Northwestern after being in the financial industry for 7 years; she is well versed in holistic planning and prides herself on providing a personal and specialized approach for every client’s unique situation.  Braelin is on the Elevate Cycle team, training for the Ironman in Lake Placid and has a passion for fitness.  She lives in Malta, NY with her husband Craig and their dogs, Laila and Leroy.

 
Philip Underwood

Philip Underwood, CFP®, MBA

Financial Advisor

Phil Underwood comes from a unique background. He grew up on a small horse farm in Massachusetts on a one-mile dirt road. He studied Mechanical Engineering and worked as a Process Engineer to maximize performance, develop new business and improve systems for his employer. After 5 years of working in the industry while pursuing an M.B.A., Phil didn’t connect his career to his long-term goals for his family and himself. Phil wanted a career that would be meaningful, where he could meet great people and make a difference in their lives on daily basis—something that he would be excited about every day and would still be passionate about many years later. After completing his M.B.A., a friend introduced Phil to Northwestern Mutual, and he has been with the Albany office ever since.

Careers

Northwestern Mutual financial representatives have the opportunity to determine their own financial futures while making an impact on others.

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